Insurance & Basement Finishing – Be Very Afraid

Insurance & Basement Finishing - Be Very Afraid

With from the industry being one of the hardest-hit inside the recent recession, many out of work employees have looked to basement finishing and kitchen remodeling to get by. While there is nothing inherently wrong with this, a disturbing trend has emerged.

One question that frequently surfaces is: Should my contractor have their insurance?

Five years ago this could not need to be been asked as often, but more fly-by-night contractors around, homeowners are now being told a lot more than insurance will not be that important.

After all, you have your personal homeowner’s insurance, right? If your basement finishing contractor damages you, your family, your house, etc., won’t your insurance look after it?

The fact is an emphatic, “NO!”

For a much more detailed explanation, simply call your insurance agent and ask for his insight into the topic. But here is the “in-a-nutshell” explanation.

Basement finishing can be a business much like another. The contractor who accepts any project is doing business in most form or some other. Regardless of whether he’s an individual, sole proprietor, or owner of an LLC or Corporation, he or she is in the business of basement finishing.

The moment he, his employees, or his subcontractors step onto your property and start work, your insurance plan completely washes its hands of the responsibility for actions.

So, if the home burns down because the plumber’s torch starts a hearth, if it falls because your contractor removed something that shouldn’t are already removed, or if he backs more than a neighborhood child while dropping off materials, your could be inside a dangerous situation!

Granted, on many occasions, your insurance may purchase initial damages after which go after your basement finishing contractor personally (an activity called subrogation). But imagine if they don’t? How much can it cost, …

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Marble and Granite Products – Make Your Home Look Exclusive

Marble and Granite Products - Make Your Home Look Exclusive

People always plan to build a beautiful home, where they can spend their quality family time. They want to create a magical interior, excited enough to attract the attention of every visitor. Marble and granite products help people create magical interiors. They provide beauty and durability for every home. Therefore, marble and granite products have become an integral part of the current home construction.

Natural Stone Products For Modern Homes

Granite, marble, and other natural stone products are dominating modern home construction. They are widely being used in home construction. People can find different types of products to make their home look more beautiful and attractive. Some of the major applications of these stone products are in flooring, construction of bathroom and kitchen, creation of staircases and columns, and furnishing.

In brief, marble and granite are used at almost every place in modern homes. Marble tiles are the first choice for home and office flooring. Presence of a wide range of colors and texture option in marble tiles provide people endless choices in flooring. With the help of marble flooring, people can provide a completely different look to their homes. Some people also prefer using mosaic tiles for this purpose.

Granite countertops are the mandatory product for the construction of modular kitchens and stylish bathrooms. People cannot imagine constructing a modern home without using granite countertops. While creating a platform in kitchens or bathrooms, granite countertops are the only product, which comes in people’s minds. It is among the most durable and stylish product that provides full value of money.

Some other popular products in hot demand that can create a wow effect in home construction are marble fireplaces, marble columns, and moldings. Although these products are a bit pricey, the beauty provided by them is beyond comparison. Another advantage …

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Design-Build – What it Really Means

Design-Build - What it Really Means

So would you choose a two-legged stool over a three-legged one?

Okay, maybe that’s a silly question. But figuratively speaking, two-legged stools are awfully prevalent in the design-build realm these days.

There’s a common misconception out there that “design-build” equates to contractors that handle all design work in-house with staff designers or architects. Not so. While this inflexible model works for some projects, it’s poorly suited for others and can serve clients pretty badly.

Why? Because it reduces the three-legged stool of project development – client, designer and builder – to two. The result? Lack of balance.

Don’t get me wrong;

the problem is not inherent to design-build. It’s with the warping of what the term really means.

“Design-build” actually refers to a project development strategy in which one entity brings architect, contractor and client together to foster collaboration. Done right, it’s a streamlined process that facilitates timely, meaningful input by all three “legs of the stool” resulting, ultimately, in a stronger final product.

Put another way, it’s about setting the conditions for effective advocacies. For a project to meet its full potential and really shine, it requires healthy, empowered advocacies from all three realms of project development:

The Designer:

Advocates for the way a project’s spaces work and interact with one another, its volumetrics, and its aesthetics.

 The Builder:

Advocates for safety, efficiency, cost containment, and longevity of the building envelope.

 The Client:

Advocates for their needs now and in the future, financial realities, and for all the ways they want the building to serve them.

A good project development process brings all three of these advocacies around one table to work together, advocate for what is important to them, grapple for joint solutions, and ultimately craft a plan that is greater than the sum of its parts. We’re …

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Shipping Container Homes – History

Shipping containers in the United States, when talking about imports of goods and services, are almost 59% higher than the export process. The variable goods and imported products create what is known as a trade deficit. The United States buys large quantities of merchandise from other countries so this ISB container or unit creates a huge waste disposal problem and a huge environmental hazard. The majority of these containers are from China.

Shipping containers are mostly used for the transportation of goods and products throughout the world. The latest estimates say that 89 percent of the world trade process is sent and carried out through these ISBU units.

Shipping Container Homes - History

More than one hundred MILLION container cargoes cross the ocean each year. It’s likely that it’s close to 99.9 percent that any items you currently have are being shipped to the US via containers. However, these ISBU units are known to create problems too. After they have been used once or twice, most of them sit in the large lawn on the beach and start to rot like old apples. Nobody wants it. The return price of this container is estimated at $ 900 per unit for the trip back to its starting point.

Believe it or not, it’s actually cheaper to produce new shipping containers than to transport them again. So the question is: Are shipping containers clearly a renewable resource?

Speaking funny, unlike bamboo or other sustainable resources, the container does not grow. They are stacked up to 10-12 high even blocking the sun to the nearest environment making an impact on the lifestyle of some residents.

These containers cause serious waste disposal problems. If something is not done, the environmental impact will only get worse. 22,000 containers reach the coastline in the United States alone every day. Now imagine …

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How to Make a Dull Room More Inviting

If you’re anything like me then you probably have a room in your house that is dull or a little outdated. Are you looking for something to spice it up a little and make it a little more inviting and attractive to others as well as yourself? Well here are a few tips that should help you do just that.

How to Make a Dull Room More Inviting

Wall Color

In your typical home the walls come packaged in a very dull and mundane white or beige so the first thing you want to do is liven it up a bit, add a little color but be careful when choosing the paint for your room. If you have a well lit room and you choose to go with colors that are a little on the dark side you should get away with it just fine, however if you’re in a position like me where natural lit is scarce in your room you definitely want to stay away from dark colors. Adding dark paint to a room that doesn’t have much natural light to begin with will cause the little light that you do have to be absorbed and you don’t want that.

Furniture Selection

When selecting furniture for your room rather it be a living room, dining room, bedroom, etc don’t be afraid to make some bold statements. It is always a good idea to add a focal piece to any room, this is an element that will draw the attention of everyone who sees it. Be attentive to furniture color, you wouldn’t want to make a clash with the wall color, everything should follow together in a uniform fashion.

Flooring

In my opinion you can never go wrong with beautiful wood flooring. Not only will it help to reflect some light into the room, but the clean …

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